SBA 7(a) / PROGRAM-BASED FINANCING
Build for
the long view.
An acquisition. An expansion. A stronger operating foundation. Explore SBA 7(a) financing for an eligible business purpose, with a lender-led review and a package built around the transaction—not a promise of automatic approval.
Explore SBA financing ↗Make the case.
Best for eligible acquisitions, expansion and longer-horizon working capital. Explain the use of proceeds and how the business will support repayment.
Give the file depth.
Prepare financial statements, tax returns, ownership details and a debt schedule. The lender and program determine the final documentation.
Take the full view.
Review rate type, fees, repayment term, collateral and guarantees. Program participation is not an approval, and timelines depend on the complete file.
BEFORE YOU CHOOSE
Clarity before commitment.
- Does the business and intended use meet program requirements?
- What borrower contribution and supporting documents are required?
- Is the rate fixed or variable, and how can payments change?
- What lender and program fees apply?
- What collateral, guarantees and prepayment conditions apply?
A different horizon?
For a defined business investment, compare a term loan →. For recurring draw access, explore a line of credit →.
Review deal preparation →Start my capital review ↗
Pricing is quoted after review. No rate, limit, approval or funding time is guaranteed. Eligibility, underwriting and provider terms apply. SBA participation does not guarantee approval. Compare total cost, fees, payment frequency, collateral and guarantees before signing. Do not enter bank credentials, account numbers or Social Security numbers in open message fields.