TERM LOANS / DEFINED CAPITAL
Fund a defined business need with a single advance and an agreed repayment schedule. A term loan is fixed-amount financing—not a revolving line. Compare the full obligation against the cash flow your investment can support.
Explore a term loan ↗Best for a planned expansion, renovation or other one-time business expense with a clear budget.
Review the amount received, total repayment, payment frequency and term together—not just the quoted rate.
Match scheduled payments to realistic business cash flow. Fixed amount does not necessarily mean a fixed interest rate; check the agreement.
BEFORE YOU CHOOSE
If your business needs flexible access for recurring expenses, compare a line of credit →. For a specific asset purchase, ask which equipment structure fits the asset and its useful life.
Review deal preparation →Pricing is quoted after review. No rate, limit, approval or funding time is guaranteed. Eligibility, underwriting and provider terms apply. Compare total cost, fees, payment frequency, collateral and guarantees before signing. Do not enter bank credentials, account numbers or Social Security numbers in open message fields.