PRODUCTS / THE CAPITAL ATLAS

Seven roads, and they all lead to success.

Compare the structure, the cost and the fit for your business.

OPEN A ROUTE / EXPLORE THE FIT

A TRUE MCA BUYOUT
Position: BuyoutTerm: Subject to reviewSpeed: Not guaranteed

Reset the pressure.

Put current advances and replacement funding side by side.

STRUCTURE / WHAT TO COMPARE

  • Existing payoff balances and payment burden.
  • Net proceeds and total replacement cost.
  • Lower payments can mean a longer repayment period or a higher total cost.

Review the complete terms before committing.

CHECK FIT →
Lines of credit
Use: Working capitalTerm: Provider-specificSpeed: Subject to review

Room to move.

Draw for inventory, payroll and cash-flow gaps.

STRUCTURE / WHAT TO COMPARE

  • Interest, draw charges and other fees.
  • Repayment frequency and draw availability.
  • Availability and costs depend on the provider and underwriting.
CHECK FIT →
SBA 7(a)
Route: SBA 7(a)Term: Subject to reviewSpeed: Not guaranteed

Build the long game.

Long-term funding for a defined business goal.

STRUCTURE / WHAT TO COMPARE

  • Eligibility and required documentation.
  • Interest, fees and total repayment.
  • Collateral and guarantees. Approval is subject to review.
CHECK FIT →
Business credit cards
Use: Business purchasesAPR: Issuer-specificTerms: Subject to review

Spend with a plan.

Purchasing power. Disciplined repayment.

STRUCTURE / WHAT TO COMPARE

  • APR, annual fees and promotional conditions.
  • Costs after promotional terms end.
  • Card-program referral fees may apply; review the complete agreement.
CHECK FIT →
Invoice factoring / AR financing
Basis: Eligible B2B ARTerms: Provider-specificSpeed: Subject to review

Invoices. Unlocked.

Working capital against eligible B2B receivables.

STRUCTURE / WHAT TO COMPARE

  • Discount fees, reserves and recourse.
  • Customer-notification terms.
  • Invoice eligibility and advance availability depend on provider review.
CHECK FIT →
Equipment financing
Use: EquipmentTerm: Subject to reviewSecurity: Review offer

Put the asset to work.

Fund equipment around its business purpose.

STRUCTURE / WHAT TO COMPARE

  • Payments, fees and ownership.
  • Security interests and end-of-term obligations.
  • Total cost of the facility.
CHECK FIT →
Term loans
Structure: Term loanTerm: Subject to reviewSpeed: Not guaranteed

One move. Defined terms.

A business investment with a repayment plan.

STRUCTURE / WHAT TO COMPARE

  • Interest, APR where applicable, and fees.
  • Payment frequency, collateral and guarantees.
  • Total repayment across the complete term.
CHECK FIT →

STARTING CRITERIA · NOT APPROVAL

1+ year in business · $40k+ monthly deposits · Active business checking.

Baseline criteria vary by product and provider. Use the secure Plaid link only when supplied for your review. These are starting criteria, not an approval or an offer.

YOUR NEXT MOVE

Bring the goal.
Compare the options.

Amount. Purpose. Current obligations.

Start your funding review ↗Meet the firm ↗

Pricing follows review. No rate, approval, savings or funding time is guaranteed. Offers remain subject to underwriting, eligibility, provider requirements and final agreements. Compare total cost and all terms before committing.