REVENUE-BASED ADVANCES / RECEIPTS-BASED CAPITAL
Capital today.
Cash flow in view.
Explore an advance against future business receipts for a defined operating need. This is not a revolving line or a conventional term loan. Start with the full repayment obligation and its effect on daily cash flow—not speed alone.
Explore revenue-based capital ↗Make the use clear.
Best considered by established revenue-generating businesses with a specific working-capital need and room to support the obligation.
Understand the collection.
Payments may be collected daily or weekly. Review how receipts are measured, whether remittances adjust and how reconciliation works under the agreement.
Read the full amount.
A factor rate is not an interest rate or APR. Compare the amount received after fees, total purchased receipts and the estimated collection period.
BEFORE YOU CHOOSE
Protect operating room.
- What net amount reaches the business, and what total is owed?
- How often are remittances collected, and can they adjust with receipts?
- What reconciliation rights and procedures are in the agreement?
- How will existing obligations affect cash flow?
- What fees, guarantees, default provisions and early-payoff conditions apply?
A different structure?
For recurring draw access, compare a line of credit →. For a fixed-amount investment, explore term loans →. Heavy existing debits call for a full obligation review—not automatically another advance.
Review deal preparation →Start my capital review ↗
Pricing is quoted after review. No rate, limit, approval or funding time is guaranteed. Eligibility, underwriting and provider terms apply. Compare total cost, fees, payment frequency, collateral and guarantees before signing. Do not enter bank credentials, account numbers or Social Security numbers in open message fields.