EQUIPMENT FINANCING / ASSET-BASED CAPITAL
Put the asset
to work.
The right equipment should earn its place in your business. Explore a loan or lease for a qualifying asset, with payments considered against its productive purpose and useful life—not just the monthly figure.
Explore equipment financing ↗Start with the quote.
Best for a specific equipment purchase. Identify the vendor, purchase price, asset condition and what the equipment will help your business deliver.
Loan or lease?
Compare the down payment, full schedule, ownership rights and end-of-term options. A lease payment is not the same as an ownership promise.
Match the horizon.
Consider maintenance, insurance, expected output and replacement timing. Keep the financing obligation in view for the life of the asset.
BEFORE YOU CHOOSE
Look beyond the payment.
- What are the upfront costs and total payments?
- Who owns the asset during the agreement and at the end?
- Is there a purchase option, residual value or return obligation?
- What insurance, maintenance, collateral and guarantees apply?
- What happens if the asset needs replacement or you repay early?
A broader investment?
For a defined business project beyond one asset, compare a term loan →. For recurring operating needs, explore a line of credit →.
Review deal preparation →Start my capital review ↗
Pricing is quoted after review. No rate, limit, approval or funding time is guaranteed. Eligibility, underwriting and provider terms apply. Compare total cost, fees, payment frequency, collateral and guarantees before signing. Do not enter bank credentials, account numbers or Social Security numbers in open message fields.