Legal
Privacy Policy
Effective date: November 9, 2026
One Stop Capital Inc. ("One Stop Capital," "we," "us") helps businesses find funding, including merchant cash advances and other business financing. This policy explains what information we collect through onestopcapitalapp.com, how we use it, and your choices.
Information we collect
- Business details: legal name, industry, time in business, monthly revenue, funding amount and timeline.
- Contact details: name, phone number, email address and business address.
- Owner details you choose to provide: ownership percentage, date of birth, Social Security number and credit information.
- Documents you send us, such as bank statements and applications.
- Basic website data, such as your browser type, pages visited and IP address, collected automatically when you visit.
How we use your information
- To review your funding request and match you with funding options.
- To contact you by phone, text or email about your request and related funding offers.
- To verify your identity and business, and to prevent fraud.
- To run and improve our website and services, and to meet legal requirements.
Who we share it with
We share your information only as needed to get you funded and run our business:
- Funding partners. Lenders, funders and financing providers who review your application and may make you an offer. They may obtain credit and business reports about you and your business.
- Service providers. Companies that help us operate, such as our CRM, email, texting, document storage and website hosting providers. They may use your information only to provide services to us.
- Legal reasons. When required by law, or to protect our rights or prevent fraud.
We do not sell your personal information.
Text messages (SMS)
If you opt in, we may send you text messages about your funding request. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text messaging opt-in data and consent will not be shared with any third parties.
Cookies
Our website uses cookies and similar tools to make the site work and to understand how visitors use it. You can block cookies in your browser settings, though some parts of the site may not work.
How we protect your information
We use reasonable administrative, technical and physical safeguards to protect your information. No system is completely secure, so we cannot guarantee absolute security.
How long we keep it
We keep your information as long as needed for the purposes above, and as required by law.
Your choices
- Opt out of texts anytime by replying STOP.
- Unsubscribe from emails using the link in any email.
- Ask to see, correct or delete your information by contacting us. Depending on your state, you may have additional privacy rights. We will not discriminate against you for using them.
Our services are for businesses and are not directed to anyone under 18.
Changes to this policy
We may update this policy. The effective date above shows when it last changed.
Contact us
One Stop Capital Inc.
200 West 26th Street, Suite 7R, New York, NY 10001
(347) 933-4177
deals@onestopcapitalapp.com